Effective Date: 01-April-2024
Last Updated: 08-May-2025
Welcome to Credknow Solutions Private Limited
By accessing our website or using our services, you acknowledge and agree to be bound by these Terms. If you do not agree, you may not access the Website or avail any of the services offered through it. These Terms supersede any prior agreements or communications regarding your use of the Website or services.
General
These Terms are governed by applicable Indian laws, including but not limited to:
- The Indian Contract Act, 1872
- The Information Technology Act, 2000
- The Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Information) Rules, 2011
- The Information Technology (Intermediary Guidelines and Digital Media Ethics Code) Rules, 2021
Eligibility
You must be at least 18 years old and competent to enter into a binding contract under Indian law to use our Platform.
Use of the Platform
You agree to use the Platform only for lawful purposes and in accordance with these Terms. Misuse, fraudulent activities, and unauthorized access are strictly prohibited.
Services Disclaimer
Credknow does not directly provide loans or credit. We operate as a facilitator in partnership with registered NBFCs or financial institutions.
User Account and Responsibilities
To access certain services, you may need to create an account. You are responsible for maintaining the confidentiality of your login credentials.
Privacy
Our Privacy Policy explains how we collect, use, and protect your personal information.
Intellectual Property
All content on the Platform is the intellectual property of Credknow or its licensors. Unauthorized reproduction or distribution is prohibited.
Third-Party Services and Links
We are not responsible for third-party services or websites linked from our Platform. Use them at your own risk.
Limitation of Liability
We are not liable for indirect, incidental, or consequential damages arising from the use of our Platform.
Indemnity
You agree to indemnify Credknow for any claims arising from your use of the Platform.
Termination
We may suspend or terminate your access to the Platform for any violation of these Terms.
Governing Law and Jurisdiction
These Terms are governed by Indian laws. Any disputes shall be subject to the exclusive jurisdiction of Pune, Maharashtra.
Contact Information
If you have any questions, please reach out to our Grievance Officer.